HumasUPNVJ - Faculty of Economics and Business (FEB) UPN Veteran Jakarta (UPNVJ) collaborated with the Indonesian Sharia Fintech Association (AFSI) to hold AFSI Goes to Campus which is one of the webinar activities with the theme "Getting to Know the Variety of Sharia Fintech in Indonesia" which was conducted online, on Thursday (25/11/21).
This activity took place with the aim of introducing a sharia technology financial system in Indonesia.
In this case Dr. Dianwicaksih Arieftiara, SE.,Ak.,M.Ak, CA, CSRS The Dean of the Faculty of Economics and Business, who is the Keynote Speaker at this webinar, expressed his hopes for the output obtained from this event and welcomed the speakers and at the same time opened AFSI Goes To Campu.
"New funding from fintech has just filled the 7% credit gap this year. This is a challenge for the domestic fintech lending industry to continue to increase its role," he said.
This event invited Romadhoni Chandra Utama (CEO and Founder of Oneshaf) to say that the first thing that Muslims need to understand is that usury needs to be abandoned.
In general, Romadhoni explained that innovation can be carried out in any area as long as it considers Sharia aspects.
"Don't let the innovations that are made just be world-oriented, but we also need to make the pleasure of Allah our goal. The roles that exist within the scope of Islamic Fintech are customers, debtors, aggregators, LIX, and Funding Agents," he explained.
Apart from Romadhoni, there was a second guest speaker, Wirda Mansur (Director of Innovation and Development), who explained about the innovation and development of the Paytren company, which is a Sharia Fintech that was established in 2013.
In his explanation, Paytren itself already has 3 permits issued by Bank Indonesia which have been certified by the DSN MUI. The operational basis of Paytren is carried out with a system of togetherness.
"Paytren also collaborates with several agencies such as PPPA DAQU, Baznas, Rumah Zakat, BWI, Dompet Dhuafa, etc. basically, paytren is e-money but has other facilities such as buying credit, paying zakat, charity activities, and other transactions. Paytren can be used on digital devices and can be downloaded through Google Play and also the App Store.
Putri Madarina (General Treasurer of Fintech Syariah Indonesia) who is the third resource person explained that the business models in Sharia Crowdfunding in Indonesia are quite diverse.